Auto-Approvals.com
Privacy Policy
The following statement discloses the privacy practices of Auto-Approvals.com.
Because Auto-Approvals.com wants to demonstrate its commitment
to consumer privacy, we have agreed to disclose our information
and security practices.
Acceptance
of Auto-Approvals.com Privacy Policy
By using Auto-Approvals.com’s services or web sites, you
signify your agreement to the terms and conditions of Auto-Approvals.com’s
Privacy Policy. If you do not consent to these terms and conditions,
are not a US resident, or are under 18 years of age, please do
not use the site or Auto-Approvals.coms services.
When
you just visit one of our sites:
We use IP addresses and cookies to analyze trends, administer
the site, track user’s movement, and gather broad demographic
information. IP addresses and cookies are not linked to personally
identifiable information.
When
you provide us with information:
At three places on our loan application we ask visitors to opt
in:
1) Consent to contact: We ask for consent to follow up with visitors
regarding their application or partially completed application.
2) Consent to seek loan approval: We ask for permission to pull
credit reports and search for an auto loan approval with banks
on our customer’s behalf.
3) Third party consent: We ask for consent to provide customer
information to third parties, which we feel offer goods or services
customers may be interested in, outside of the parameters of obtaining
an auto loan.
We
use this information to evaluate your applications, locate an
appropriate lender, provide you with high quality service, prevent
fraud and, with your consent, inform you of offers for other Auto-Approvals.com
services offered by third parties. We may also use this information
to confirm your identity when you call us to inquire about your
accounts.
We also ask for information from our visitors at other locations
on our web site. This is considered consensually given information
and subject to the conditions of this privacy policy.
Cookies
"Cookies"
are small computer files which are automatically placed on your
computer's hard drive when you are connected to a website or remote
server so that the website can recognize you upon your return
to the website and tailor your experience based on your earlier
use of the site. "Action tags" (also known as Web Beacons,
Trackers, or Bugs) are invisible pixel .gif files placed on web
pages that are used to track web navigation to those pages. Auto-Approvals.com
uses a cookie for each computer that visits its site. The cookie
is integral to the customer experience and is necessary to use
our online services. It allows Auto-Approvals.com to customize
the website presentation based on your accounts. While cookies,
including Auto-Approvals.com‘s, can be disabled, if you
disable our cookie you will not be able to use our website. The
Auto-Approvals.com cookie does not collect information from your
hard drive; rather, it allows us to recognize you and know how
you navigated through our site. It is also part of our effort
to detect and stop fraud.
Sharing
Information
Auto-Approvals.com
may disclose information about you to the following types of third
parties: Auto-Approvals.com affiliates; service companies (companies
that provide services to Auto-Approvals.com in order to process
your application); financial institutions, and credit bureaus,
collection agencies. Your information is disclosed to the foregoing
entities solely for the getting a loan that meets your criteria.
Outlined below is the information shared with each type of third
party and as appropriate, your options.
• Sharing Information with Service Companies -- In order
to provide quality service, Auto-Approvals.com contracts with
service providers for essential roles in processing your application.
We may disclose some or all of the information we collect to these
service providers but only in order to obtain credit for you.
All of Auto-Approvals.com‘s service providers have entered
into a contract with Auto-Approvals.com that forbids them from
using information provided by Auto-Approvals.com for any purpose
other than providing the service for Auto-Approvals.com customers.
Auto-Approvals.com takes security precautions to monitor the use
of the information and prevent the use of the information for
any other purpose.
• Information Sharing With Merchants -- Auto-Approvals.com
does not share any information with unrelated merchants for the
purpose of extending offers of goods and services without your
consent.
• Information Sharing with Partners -- Auto-Approvals.com
offers its products in conjunction with financial institutions
and other businesses (collectively, Auto-Approvals.com Partners).
By completing a credit application with Auto-Approvals.com for
the purpose of locating a loan that meets your criteria, you agree
to the sharing of information with that partner. These relationships
are clearly stated in the application and by completing the application
you agree to the information sharing by Auto-Approvals.com and
the partner which may include: your name, address, phone number,
e-mail address, and personal financial information.
•
Credit Reports and Other Uses of Information -- In applying for
credit, you agree that we may request consumer credit reports
from one or more credit reporting agencies in connection with
your application and the administration of such application. You
also authorize us to exchange credit information concerning you
or your use of the Account with (and answer questions and requests
from) others, such as merchants, other lenders and credit reporting
agencies.
•
Auto-Approvals.com does not knowingly offer its products and services
to minors. Similarly, Auto-Approvals.com does not collect information
about children. Our application approval process is designed to
identify applications submitted by children and to prevent their
use of Auto-Approvals.com websites.
Access
to Account Information and Correction of Error Questions
Auto-Approvals.com
is committed to customer service and privacy. If you have any
questions, comments or concerns regarding our Privacy Policy and
its implementation, please do not hesitate to e-mail us at info@Auto-Approvals.com